Warn every client before the money moves. Free.
One tap at the start of a transaction sends your client a fraud awareness notice with your name and photo on it. They read it, they acknowledge it, and the whole thing is logged with a timestamp in your name.
- Free for any licensed agent. Unlimited clients, no credit card, no expiration.
- Written and kept current by Home Fraud Defense, so what you send is never a document you wrote two years ago.
- Takes under a minute per client, and about two minutes to set up.
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Two minutes to set up. Send your first notice today.
New national survey · NORC AmeriSpeak® · August 2026
Recent buyers and sellers want fraud-recognition training required.
64% encountered suspicious communications. 59% said fraud was not discussed—or they could not recall it.
Keeping up with real estate fraud is our job. Using it takes two minutes.
Home Fraud Defense is your fraud education partner. We follow the schemes targeting real estate transactions nationwide, wire redirection, seller and buyer impersonation, deed and title fraud, and the ones that arrive after closing. Then we turn them into material you hand your client with your name on it, and we update it when something new shows up. You do not have to track any of it. Free for you and your clients, in every state.
Send the Fraud Awareness Notice to one client you are working with right now. About two minutes.
We do the tracking
New schemes get written up and land in your Fraud Alerts, dated, with what it looks like and what to tell a client. No research on your end.
You send it, co-branded
The Fraud Awareness Notice goes out at the start of the transaction and Post-Closing Awareness after the keys change hands, both carrying your name and contact.
You keep the record
Every notice you send and every check you run is logged with a timestamp, so you have a dated record of what was sent, to whom, and when.
An approved real estate fraud education school (Arizona Department of Real Estate, #S25-0019) · ARELLO Affiliate Member · Serving agents in all 50 states
Home Fraud Defense was built by a working agent after nearly closing on a home stolen through a forged deed.
Everything your client needs, at no cost to you.
There is no trial and nothing expires. The client protection side is free because it should be, and because the more agents doing this, the fewer people lose their down payment.
in the transaction notice
behind the post-closing notices
written for working agents
Fraud Awareness Notice
Co-branded with your name, photo, and brokerage. It reads as a personal message from you, not a bulk notice.
- Three plain rules about closing money, with the escrow contact your client should be calling
- One-click acknowledgment, so you know the moment it was read
- Opt-in for free ongoing fraud alerts
Post-Closing Fraud Notice
Buyer and seller versions. Recording makes the sale public within days, and this is the phase no other vendor covers.
- Nine named schemes, each with the specific tells
- An ordered list of what to do now, including county recorder alert enrollment
- Links to the full set of 21 documented schemes
Nothing here confirms wire instructions or determines whether something is fraudulent. It describes what to watch for. Works in every state.
You are never the person deciding whether your fraud material is out of date.
Both notices, the one at the start of a transaction and the one after closing, are written and maintained by Home Fraud Defense, your fraud education partner. When a scheme changes, what your client receives changes, and you do nothing.
What we watch
Public fraud reporting, FBI IC3 data, state attorney general advisories, real estate regulator bulletins, and court filings. We attend and present at the conferences where investigators discuss this.
What we update
The transaction notice, the post-closing notice, and the monthly alert. Every version is stamped, so your Protection Record shows exactly which version your client received.
What that means for you
You send the same two things every time and they are current every time. This is also what the $99 annual renewal pays for: a fraud education partner keeps working after a course would have ended.
Every alert we publish carries its source. We do not pass along rumors.
Keep yourself and your clients prepared
Give clients something useful they can see and trust. That visible preparation demonstrates your value, strengthens client confidence, helps you stand out from agents who have nothing specific to show, and reinforces the value you bring to your brokerage.
You look prepared
A professional notice with your name on it, sent before money is ever discussed. Most agents have never had anything like this to give a client.
You have an answer
When a seller asks how you protect them, you have something specific to say and something to show. The other two agents at that kitchen table do not.
You have a record
If a client is ever targeted, there is a timestamped record of what you told them and when. That protects you as much as it protects them.
The free account protects your client. The Business Growth Kit builds your business.
Everything above stays free. For $99 a year, the Business Growth Kit adds ready-to-post marketing materials, your branded public page, fraud training that is updated every year, and the HFDCP™ credential to stand behind it.
- Social ads & marketing materials. Ready-to-post social ads and marketing materials with your name and photo, showing sellers exactly how you protect them from wire fraud, deed fraud, and post-closing targeting. This is the thing that wins the appointment.
- Your branded public page. What a seller finds when they search your name before the appointment.
- The HFDCP designation, mark, and badge. For your signature, your profiles, and your marketing.
- Fraud training, updated every year. The three-hour course — live Zoom, classroom, or on demand — covers every scheme in the notice you are sending, and is rewritten as the schemes change. Continuing education credit where your state has approved it.
Renews annually because the schemes change. Cancel any time and keep your course completion.
- You receive a written fraud awareness notice before we discuss money, covering the schemes that target sellers.
- You get three plain rules about closing funds and the number you should be calling to confirm anything.
- I complete fraud training every year and renew it, because the schemes do not hold still.
- After closing, you receive a second notice covering what starts arriving once the sale becomes public record.
What the Business Growth Kit adds.
Two ways to set your business apart
Earn your HFDCP™ designation and stand out in your market — or apply to teach the class yourself and be the fraud contact your market calls.
Each column includes everything to its left.
Free accountEvery licensed agent Your plan | Business Growth KitAgents growing their business | Community instructorAgents who want to be in front of rooms Opens after the class | |
|---|---|---|---|
| Protecting your client | |||
| Your whole client system, 8 items | ✓ | ✓ | ✓ |
| Training | |||
| Fraud class from an ADRE-approved school, S25-0019 | — | 3 hours | 3 hours |
| Continuing education credit | — | Where approved | Where approved |
| Training updates as the schemes change | — | ✓ | ✓ |
| Your name and your marketing | |||
| HFDCP™ designation, mark, and badge | — | ✓ | ✓ |
| Your HFDCP™ profile, photo, license, brokerage, and contact | — | ✓ | ✓ |
| Your own page on homefrauddefense.org, co-branded to you | — | yourname | yourname |
| Social ads & marketing materials | — | ✓ | ✓ |
| Professional agent signature on notices | — | ✓ | ✓ |
| Teaching in your community | |||
| Live instructor training on Zoom | — | — | One hour |
| Written scope and approval to teach the curriculum | — | — | ✓ |
| Class decks, handouts, and flyers | — | — | ✓ |
| Where you may teach | — | — | The market you name |
| What it costs | |||
| Your first year | $0 | $99 | $398 |
| Every year after that | $0 | $99 | $199 |
Online and self-paced. | Opens after the class The application appears here the | ||
Step-by-step guide
Start with the class. It unlocks your marketing materials, branded page, and HFDCP™ designation, and opens your instructor path. Complete the one-hour live instructor training to unlock the instructor toolbox.
Classes are consumer-free
Instructors may never charge attendees. A co-host may cover the room, refreshments, or printing.
Teaching CE is separate
This approval covers community classes, board talks, and in-office training. CE delivery requires a separate approval from HFD.
HFDCP stands for Home Fraud Defense Certified Professional, earned by completing the three-hour course. It is a private credential issued by Home Fraud Defense, not a state license, and it renews annually because the schemes change. Certified agents who want to teach the material in their community can apply to become an Authorized Community Fraud Instructor.
Issued by Home Fraud Defense, LLC · ARELLO/IDECC certified instruction · CE credit approved in Arizona, additional states in progress · Arizona Department of Real Estate school S25-0019
Answered directly.
Send one notice on your next client.
Free account, about two minutes to set up. Decide about the Business Growth Kit later.