Every client warned.
Every warning on the record.
Home Fraud Defense gives your office a documented fraud awareness program at no cost. Your agents send client fraud notices. Your brokerage gets a timestamped Protection Record every time a client is warned.
- ✓Free base tier. Free agent seats. No per-agent fees, ever.
- ✓Agents send fraud notices at transaction start and after closing — both logged to your brokerage record.
- ✓Your panel shows notice activity across every agent in the office.
- ✓Your agents can send their first client notice today. Setup takes about five minutes.
Create your broker account
Free base tier · No credit card · Five minutes
After signup you'll get a link to send your agents — they join on their own, takes about two minutes each.
Base tier is free permanently. We never contact your agents without your approval.
The numbers are moving in the wrong direction.
Fraud losses in residential real estate keep climbing. Client-level awareness is the missing layer, and your office can be the one that provides it.
Keeping up with real estate fraud is our job. Your agents send it in two minutes.
Home Fraud Defense is your office's fraud education partner. We follow the schemes targeting real estate transactions nationwide, wire redirection, seller and buyer impersonation, deed and title fraud, and the ones that arrive after closing. Then we turn them into client material your agents send under their own names, and we update it when something new shows up. Nobody in your office has to track it, and nobody has to build it. Free for every agent on your roster, in every state.
We do the tracking
New schemes get written up and go out as dated fraud alerts to every agent on your roster, with what it looks like and what to tell a client.
Your agents send it, co-branded
The Fraud Awareness Notice at the start of the transaction, Post-Closing Awareness after the keys change hands, both carrying the agent's name and your brokerage.
You see it happening
The free broker panel shows office totals: how many notices went out and how many clients opened them. Named per-agent activity, inactive agent reports, and a fraud policy template come with Pro.
An approved real estate fraud education school (Arizona Department of Real Estate, #S25-0019) · ARELLO Affiliate Member · Serving agents in all 50 states
Home Fraud Defense was built by a working agent after nearly closing on a home stolen through a forged deed.
Every client warned. Every notice logged.
Agents send two documented notices: one at transaction start, one after closing. Both are timestamped, attributed to the agent, and retained in your brokerage's Protection Record.
- 1Fraud awareness notice, at transaction start
The agent sends a plain-language warning covering wire fraud, deed and title fraud, seller impersonation, spoofing, and text and QR scams. One tap from any active transaction.
- 2Post-closing alert, after the deal closes
Buyer and seller versions covering what targets new owners and sellers once the sale becomes public record.
- 3The client receives it and acknowledges
A plain-language message written for the client, with a one-click acknowledgment so both sides know it was read.
- 4Your brokerage gets the record
A timestamped Protection Record is written to your office's log for each notice sent, including which version of the content went out. Records cannot be edited or deleted, and they stay with your brokerage even if the agent leaves.
If a client is ever targeted, your office holds documentation that the warning was delivered — at which stage, by whom, and when.
Four client protection tools. Free on every seat.
Your agents use these on live transactions. You see the activity in your broker panel.
Fraud awareness notice
One-tap client warning at transaction start, co-branded to the agent, with a Protection Record logged to your office.
Post-closing alert
Buyer and seller versions covering what targets a client once the sale hits public record. Logged the same way.
Monthly fraud alerts
A short bulletin on the schemes running right now, written for working agents. Content is drawn from law enforcement feeds, fraud intelligence networks, and real estate industry events — updated as new patterns emerge, not on a fixed academic schedule.
Incident report
One tap for an agent to flag a suspected fraud to you. Logged and timestamped so you hear about it before it surfaces in a claim.
Free base tier · Free agent seats · No credit card
See protection activity across your whole office.
Which agents are protecting clients, which are not, and the record trail behind all of it.
The free panel includes your participation rate, the gap report, and same-day incident alerts. Named per-agent history and client-level detail are Pro.
The defense file
One click produces a single document containing every notice sent, every client acknowledgment, every timestamp, and which version of the notice went out — for one agent or one transaction.
This is what your counsel asks for on the worst day. Today, at nearly every brokerage in the country, the answer is whatever anyone remembers.
Start your free panelWhat changes when you upgrade.
The base tier is permanent, not a trial. Free tells you who is doing it. Pro gives you the record of what was done.
| Brokerage PartnerEvery brokerage. Free, permanently.FREE FOREVER | Brokerage ProBrokers who need names, not totals | |
|---|---|---|
| Your agents | ||
| Your whole client system, 9 items | ✓ | ✓ |
| What you see in your panel | ||
| Agent participation rateRoster agents who have sent a notice | Office total | By agent |
| Inactive agent reportNo sends in 30, 60, or 90 days | Counts only | With names |
| Client acknowledgment rateClients who clicked to acknowledge | Office total | By agent |
| Same-day notice when an agent files an incident | ✓ | ✓ |
| Escalation status and incident history | ✓ | ✓ |
| Per-agent history and drill-downYour roster stays unlimited. This sets how many agents you can open individually. | 25, 75, 200, or all | |
| Client-level detail on every noticeWho it went to, when, acknowledged or not | ✓ | |
| When something happens | ||
| Exportable record file, by agent or transactionA dated PDF of what was sent, to whom, and when | ✓ | |
| Written fraud policy template, adoptableWhat a licensee does when fraud indicators appear | ✓ | |
| Your office | ||
| Your page on homefrauddefense.org | Signup page | Full branded page |
| HFDCP™ designations includedPrivate credential. Not a state license. | 1 to 4, by tier | |
| HFDCP™ seats for your agentsTen seat minimum, billed yearly | $99, agent buys | $25 each |
| What it costs, by office size | ||
| Up to 25 agents | $0 | $999 /yr |
| 26 to 75 agents | $0 | $2,400 /yr |
| 76 to 200 agents | $0 | $4,800 /yr |
| Over 200 agents | $0 | Quoted |
| If it is not for you | Nothing to cancel | Cancel within 30 days for a full refund |
| FREE FOREVERFree forever. Nothing expires if you never upgrade. | Your agents keep everything they already have. | |
Upgrade here or from inside your broker panel. Cancel within 30 days of upgrading for a full refund. HFDCP™ is a private credential issued by Home Fraud Defense. It is not a state license.
What HFD is, and what it is not.
- A documented fraud awareness program available to every licensed brokerage in the country
- A set of client-facing notices that help agents warn clients at the right moments
- A record system showing what your office told clients, and when
- An active intelligence partner — we monitor law enforcement feeds, fraud intelligence networks, and real estate industry events so the notices your agents send reflect what is targeting transactions today, not what was circulating when a course was written two years ago
- A guarantee against fraud, or insurance of any kind
- A verifier of record on any wire transfer
- A substitute for title insurance, E&O coverage, or legal advice
- A decision-maker — our tools describe what they observe; your clients decide and you advise
Broker questions, answered plainly.
Does this create liability for my brokerage?
What does the free tier cost my brokerage?
Do my agents have to buy anything?
What happens to Protection Records if an agent leaves?
Is HFD only for Arizona brokerages?
How long does setup take?
Can you see or contact my agents?
What happens if we cancel Pro?
Put your office on the record.
Create the free broker account, invite your agents, and start building your brokerage's Protection Record today.
Free base tier · Free agent seats · No credit card required