Protecting Your Home Starts
With a Certified Professional
HFDCP™ certified professionals complete ADRE-approved fraud defense coursework. They are trained to understand and watch for deed theft, wire fraud, and title scams during your transaction.
Standard real estate licensing doesn't cover fraud detection.
State pre-license curricula focus on contracts, disclosures, agency duties, and fair housing — not deed forgery patterns, wire-intercept schemes, or seller-impersonation fraud. Some agents pursue fraud-specific continuing education on their own; HFDCP™ is one of the ADRE-approved programs that does. With 1 in 5 homeowners reporting a fraud attempt during a real estate transaction (NAR 2026), that training gap matters.
Trained to Identify Every Threat
Every form of real estate fraud — they know it all
HFDCP™ professionals complete ADRE-approved coursework covering every fraud type targeting US real estate. They don't just know what fraud looks like — they know how it starts, how it hides, and how to stop it before it reaches you.
Deed Fraud & Title Theft
HIGHWhat it is
A criminal forges your signature on a deed and transfers your property to themselves — without your knowledge.
How HFDCP™ training applies
HFDCP™ professionals are trained to check deed history and to walk you through enrolling in your county recorder's free document-alert program (where available), which can notify you when a new document is recorded against your property.
Wire Redirect Fraud
CRITICALWhat it is
Criminals intercept closing emails and swap the real wire instructions with fraudulent ones. One transfer and your down payment is gone — unrecoverable.
How HFDCP™ training applies
HFDCP™ professionals are trained to provide a written wire fraud disclosure and to verify wiring instructions through a secure out-of-band process before any funds are sent.
Unauthorized Listing Fraud
HIGHWhat it is
Someone lists your home or rental property for sale or lease on Zillow, Craigslist, or Facebook Marketplace without your knowledge — collecting deposits from victims.
How HFDCP™ training applies
HFDCP™ professionals are trained to monitor major listing platforms for client properties and to escalate when an unauthorized listing appears.
Seller Impersonation
HIGHWhat it is
Fraudsters pose as property owners — often on vacant land or non-owner-occupied homes — and sell properties they don't own, pocketing the proceeds.
How HFDCP™ training applies
HFDCP™ professionals are trained to verify seller identity through multiple channels and to cross-check ownership against county recorder data before an offer moves forward.
Phantom Rental Scams
MEDIUMWhat it is
Scammers post rentals they don't own at below-market prices, collect first/last month deposits, and vanish — leaving renters homeless and out thousands.
How HFDCP™ training applies
HFDCP™ professionals are trained to evaluate listing authenticity and to educate clients on red flags before they wire any rental deposit.
Foreclosure & Equity Stripping
HIGHWhat it is
Predatory operators target homeowners in distress — offering to 'save' their home while stripping equity through fraudulent refinances or deed transfers.
How HFDCP™ training applies
HFDCP™ professionals are trained to recognize distress-targeting schemes and to refer at-risk clients to legitimate legal and HUD-approved housing resources.
Straw Buyer Schemes
MEDIUMWhat it is
A buyer with good credit is recruited to purchase property on behalf of someone who can't qualify — misrepresenting intent to lenders and committing mortgage fraud.
How HFDCP™ training applies
HFDCP™ professionals are trained to recognize the financial and behavioral patterns of straw-buyer recruitment and to know when and how to report suspected mortgage fraud to FinCEN, FBI IC3, or state regulators.
Title & Escrow Fraud
CRITICALWhat it is
Bad actors pose as title company representatives or escrow officers — intercepting funds or issuing fraudulent title commitments to close bogus transactions.
How HFDCP™ training applies
HFDCP™ professionals are trained to verify title company credentials and to work with established title providers throughout closing.
From Search to Close to Beyond
What an HFDCP™ professional does at every stage
Most fraud doesn't happen at closing — it happens in the windows before and after. HFDCP™ professionals protect every stage of your transaction.
- Runs a full HFD Fraud Scan on the property — checking deed history and title anomalies
- Verifies the seller's identity through county recorder records — not just their word
- Scans listing platforms to confirm the property isn't simultaneously listed elsewhere under different terms
- Reviews the property's Property Visibility Check and explains any red flags to you
- Provides a written Wire Fraud Disclosure document — verifying correct wire instructions through an out-of-band call before you send any money
- Monitors communication channels for signs of Business Email Compromise (BEC) — the #1 source of wire fraud
- Reviews closing documents for unauthorized liens, judgment encumbrances, or title anomalies
- Walks you through enrolling in your county recorder's free document-alert program so any new recording on your parcel is flagged immediately
- Helps you read your Property Visibility Check report so you understand your property's fraud exposure level
- Stays available as your resource if you receive a suspicious letter, email, or knock at the door
- Knows exactly who to call — legal, law enforcement, title company — if fraud is discovered and gets your case into the right hands immediately
When It Matters Most
If fraud strikes — they know exactly what to do
Most victims spend weeks figuring out who to call, what to document, and where to turn. An HFDCP™ professional knows the answer to all of it before the call ends.
Immediate triage
They help you quickly identify the type and scope of fraud and connect you with the right professional resources before you take action that could affect your legal options.
Evidence preservation
They guide you through preserving documents, screenshots, correspondence, and wire records — the exact evidence law enforcement and attorneys typically need.
Right people, fast
They connect you directly to the right resources: FBI IC3, local law enforcement, your title company's claims department, and a real estate attorney for legal advice on your case.
Recovery support
They stay with you through the process — helping you contact your title insurer's claims department to evaluate any post-policy coverage your specific policy may include, and connecting you with HFD Fraud Scan reports and the right legal counsel.
The Complete Protection Stack
HFDCP™ Professional + Free County Document Alerts
Your HFDCP™ professional protects you during the transaction. Most U.S. county recorders run a free document-alert program that emails or texts you any time a document is recorded under a name you register — and your HFDCP™ pro is trained to walk you through enrolling. Together, they close every window of exposure from the moment you search a property to the day you sell it.
The Scale of the Problem
Standard title insurance doesn't cover post-closing fraud
Your standard owner's title policy only protects against defects that existed before you purchased. If a fraudster records a forged deed against your property next month, your existing policy almost certainly won't cover it. This is exactly the gap the HFDCP™ program — and your county recorder's free document-alert program — is designed to close.
Homeowner Questions
Common Questions
Your next transaction deserves a certified professional
Find an HFDCP™ certified professional in your area. Then run a free fraud scan on any US property instantly.