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Free Education · HFD Fraud Scan

Know the Fraud.
Protect Your Home.

Real estate fraud education helps homeowners, buyers, agents, and brokerages recognize deceptive transactions, independently verify identities and payment instructions, and respond to suspected fraud. Explore practical guides to deed fraud, wire fraud, seller impersonation, rental scams, and reporting. Education reduces avoidable mistakes; it cannot guarantee prevention.

27 articles

For HomeownersNew

Equity Stripping: What Homeowners Need to Know

If you are behind on your mortgage, you are a target. Not because of anything you did wrong, but because foreclosure filings are public record — and there are people who read those records every day looking for someone to exploit.

7 min readRead
Title TheftNew

ALTA 49 Endorsement Explained: What Every Homeowner Needs to Know in 2026

ALTA 49 and 49.1 add specified post-policy forgery coverage to eligible owner's policies. Learn the eligibility rules, different coverage dates, and questions to ask your insurer.

8 min readRead
For HomeownersNew

Foreclosure Rescue Scams: The 5 Types Targeting Distressed Homeowners Right Now

Foreclosure rescue scammers prey on homeowners at their most vulnerable — facing the loss of their home. Here are the 5 most common types, their tactics, and what actual legitimate help looks like.

7 min readRead
State GuidesNew

Texas Real Estate Fraud: 2026 Guide for Buyers and Sellers

Texas's booming real estate market and rapid population growth make it a top target for deed fraud, wire fraud, and investor scams. Here's what Texas buyers, sellers, and homeowners need to know in 2026.

7 min readRead
State GuidesNew

Florida Real Estate Fraud: What Buyers and Homeowners Need to Know in 2026

Learn Florida reporting options, the limits of recording alerts, and how to investigate suspicious property documents without relying on unsupported risk rankings.

8 min readRead
For HomeownersNew

Rental Listing Scam Red Flags: How Fraudsters Steal Your Deposit

Rental scam fraudsters steal real property listings, impersonate landlords, and collect deposits from multiple victims. Here are 10 red flags every renter needs to know before handing over a dollar.

6 min readRead
Reporting FraudNew

How to Report Real Estate Fraud: FBI, State AG, and What Actually Works

Respond promptly to suspected real estate fraud. Learn whom to contact, what evidence to preserve, and why recovery is never guaranteed.

6 min readRead
For AgentsNew

How Real Estate Agents Can Protect Clients from Wire Fraud — and Their License

Warn clients, verify payment requests independently, and document your actions. Certification does not establish a legal safe harbor or guarantee insurance coverage.

7 min readRead
For HomeownersNew

The Complete Homeowner Fraud Protection Checklist for 2026

A practical, action-by-action checklist every homeowner should complete to protect their property from deed fraud, title theft, and wire fraud scams. Includes free and paid steps.

5 min readRead
Title TheftNew

Title Theft vs. Title Insurance: What Actually Protects You

Title insurance and recording alerts serve different purposes. Check your actual policy and your county's alert rules rather than assuming either prevents fraud.

6 min readRead
Wire FraudNew

12 Wire Fraud Red Flags Every Buyer Must Spot Before Closing

Learn 12 warning signs of fraudulent payment instructions, how to verify them independently, and what to do immediately if money has already been sent.

7 min readRead
Deed FraudNew

How Deed Fraud Happens: The Step-by-Step Playbook Scammers Use

Understand forged deeds, seller impersonation, warning signs, and practical steps to check your property records and report suspected fraud.

8 min readRead
Wire Fraud

Real Estate Wire Fraud Guide

How wire fraud works, step-by-step — and how to protect yourself before closing.

10 min readRead
Fraud News

Fraud-Related Messages Before Closing: What Buyers and Professionals Should Verify

Fraudulent messages can reach buyers and sellers during a transaction. Learn practical verification steps without treating survey results as a prediction of every transaction.

7 min readRead
Fraud News

Arizona's 2026 Deed Fraud Law: What SB 1479 Changes

Arizona enacted SB 1479 in 2026. Learn what the final law says, how it differs from earlier proposals, and why recording alerts do not prevent fraud.

12 min readRead
Fraud News

LA County Real Estate Broker Arrested in $1.5 Million Burbank Home Fraud Scheme

A federal case unsealed in Los Angeles in February 2026 illustrates how sophisticated deed fraud operates when a licensed professional with direct escrow control is allegedly part of the scheme — and why early detection matters more than after-the-fact legal remedy.

9 min readRead
Fraud News

Arizona Deed Fraud Reform: HB 2080's Proposal and the Final SB 1479 Law

Earlier bill summaries differ from the final law. Review the enacted SB 1479 provisions and ask your county about available recording alerts.

8 min readRead
Fraud News

Arizona Closes the Deed Fraud 'Paper Title' Loophole — SB 1479 Explained

SB 1479 repeals Arizona's § 12-524 and changes recording and notary requirements. The repeal does not automatically resolve existing title disputes.

9 min readRead
Fraud News

Arizona REALTOR® Compliance Guide: New Deed Fraud Laws in 2026

Use enacted law and current agency guidance, not committee-stage proposals, for compliance. Verification practices do not establish a legal safe harbor.

11 min readRead
Fraud News

How to Check if Your Deed Has Been Stolen

Review official recording records, investigate unfamiliar documents, and understand why an online snapshot cannot authenticate ownership.

6 min readRead
Fraud News

Warning Signs of Home Title Theft: What Every Homeowner Needs to Know

Unexpected tax, loan, or recording notices deserve investigation. These signs are not proof of fraud, and a clean online search is not proof of safety.

7 min readRead
Fraud News

What Is Deed Fraud? How It Works and Who It Targets

Deed fraud is one of the most misunderstood real estate crimes — and one of the most devastating. Here's exactly how it works, who commits it, and how common it really is.

8 min readRead
Fraud News

Real Estate Wire Fraud: How Closing Scams Work (And How to Protect Yourself)

Criminals may impersonate closing professionals to redirect funds. Learn how these scams work, which warning signs to investigate, and how to verify before paying.

7 min readRead
Fraud News

How to Run a Property Fraud Check Before Closing

Review seller authority, title documents, and payment instructions before closing. An online property or registry search is a starting point, not a clearance.

6 min readRead
Fraud News

Home Title Theft Protection: Your Complete Guide

Understand official-record review, recording alerts, and title insurance. Each serves a different purpose and none guarantees prevention or recovery.

9 min readRead
Fraud News

Deed Fraud vs. Title Fraud: What's the Difference?

These terms overlap in everyday use. Applicable statutes, documents, policy language, and facts—not the label alone—determine legal and insurance outcomes.

5 min readRead
Fraud News

Real Estate Investor Alert: How to Protect Against Fraudulent Chain of Title

For real estate investors, especially those buying in volume, fraudulent chain of title is one of the most expensive surprises that can occur after closing. Here's how to protect every acquisition.

8 min readRead

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